How it works

Four steps from application to live processing

Timelines vary by provider and by the completeness of your documentation. The payment provider performs underwriting and makes the final approval decision — not TranzzoPe.

  1. Submit Application

    01

    Share your business profile, volumes, geographies and payout preference.

    What to prepare

    • Legal and trading names, plus incorporation documents
    • Live website URL with policies and contact details published
    • Monthly volume, average ticket and processing history if available

    Realistic expectation

    Completing the form takes around ten minutes with documents to hand.

  2. Internal Review

    02

    We assess the profile and identify providers whose appetite fits your model.

    What to prepare

    • Be reachable for clarifying questions
    • Flag any prior terminations or MATCH-list history honestly
    • Confirm which geographies you can lawfully serve

    Realistic expectation

    Review time depends on category complexity and documentation completeness.

  3. Receive Provider Offer

    03

    You review indicative terms from the provider, including MDR and settlement.

    What to prepare

    • Compare MDR, reserve, settlement schedule and chargeback fees
    • Check supported currencies and payout currency
    • Confirm who signs the merchant agreement on your side

    Realistic expectation

    The provider performs underwriting and makes the final approval decision. Offers are indicative until the provider agreement is executed.

  4. Integrate & Launch

    04

    Gateway configuration, testing and go-live with ongoing technical support.

    What to prepare

    • Developer access to your checkout or platform
    • Descriptor, refund and support contact details
    • Test cards and a staging environment where possible

    Realistic expectation

    Go-live speed depends on your integration effort and provider onboarding steps.

TranzzoPe acts as a broker and technology partner. TranzzoPe does not hold, control, process, or settle merchant funds. Processing, reserves, payouts, underwriting, and settlement obligations are handled by the contracted payment provider under its agreement with the merchant.

Have your documents ready?

Start the application — it takes about ten minutes.

Apply for ProcessingHow It Works