An Overview
A LEADING SOLUTION FOR MID-RISK CREDIT CARD PROCESSING
Why We Lead the Industry: Every client gets three guaranteed advantages, no matter how or where you sell.
Instant Online Quote
Submit your application and receive an instant price quote via DocuSign. No paperwork, no faxes, and no waiting—quick, simple, and fully online.
Industry Minimum Pricing
Receive industry-minimum pricing automatically with your online quote—no negotiations, no back-and-forth, and no sales pressure.
Friendly Client Support
When you call or email, you’ll always connect with our friendly, in-house support team—real people, ready to help.
Mid-Risk Payment Processing Made Flexible
Built for growing and mid-risk businesses, our payment processing provides balanced approvals, competitive transaction rates, and clear, transparent pricing. Accept payments securely with tailored solutions, minimal friction, and dedicated support—so you can scale your business confidently while managing risk effectively.
Why Choose Our Low-Risk Processing?
- Industry-minimum pricing
- Instant online quotes
- Fast setup & approvals
- Secure, compliant transactions
- Friendly in-house support
FREQUENTLY ASKED QUESTIONS
What Is Mid-Risk? How Is It Different from High Risk?
Mid-risk businesses fall between low-risk and high-risk classifications. These merchants may have certain risk factors but are not considered extremely high risk by banks or payment processors.
A business may be classified as mid risk if it has one or more of the following:
Moderate or higher-than-average transaction amounts
Operates in an industry with some history of chargebacks
Falls within an industry that banks may view cautiously
Operates in a regulated or semi-regulated market
Unlike high-risk merchants, mid-risk businesses usually maintain stable operations and manageable chargeback levels. At TranzzoPay, we assess each business individually and aim to provide competitive mid-risk pricing that helps reduce monthly processing costs.
Many payment providers are unable to support mid-risk merchants effectively. TranzzoPay bridges this gap by offering tailored payment solutions designed specifically for mid-risk businesses.
What Industries Are Considered Mid Risk?
Mid-risk classification depends on several factors, including business model, sales method (online, in-store, phone orders), and chargeback history. While final approval is case-specific, the following industries are commonly categorized as mid risk:
Antiques & Collectibles, Apparel & Clothing, Bad Credit Services, Business Services, Coaching & Consulting, CBD & Hemp Products, Continuity & Subscription Businesses, Content Creators, Credit Repair & Monitoring, Debt Services, Digital Streaming, Event Services, Fantasy Sports, Firearms Accessories, Furniture & Home Goods, Gyms & Fitness Studios, Health & Beauty, Hotels & Lodging, Insurance & Warranty Services, Legal Services, Magazine Subscriptions, Marketing & SEO Agencies, Medical Billing & Coding, Membership & Recurring Billing, MLM Companies, Transportation & Moving, Non-Profit Organizations, Nutraceuticals, Pawn Shops, Pet Products, Precious Metals, Professional Sports & Athletic Fields, Property Management, SaaS & Software Companies, Smoking Accessories, Sports Betting Support Services, Survival & Tactical Gear, Tax & Accounting Services, Telemedicine, Ticket Sales & Brokers, Tobacco & Cigar Products, Travel & Tourism, Vape & E-Cigarette Products, Veterinary Services, Web Design & Development, and other approved mid-risk industries.
Which Industries Does TranzzoPay Not Support?
Certain industries are prohibited due to regulatory or banking restrictions. For a complete list of businesses we cannot support, please visit our FAQ page or contact our compliance team for clarification.
Do You Provide Merchant Services for Non-USA Businesses?
Currently, TranzzoPay offers merchant services only to U.S.-based businesses. Companies must be registered and operating within the United States and provide valid U.S. documentation to qualify.
Our friendly Customer Support Team is standing by to approve your application
Seamless Payment Solutions for the
eCommerce Payments
An eCommerce merchant account for legal service providers enables businesses to accept secure credit card payments directly through their website’s online checkout or shopping cart.
Our eCommerce credit card processing solutions integrate seamlessly with all major payment gateways and shopping cart platforms, ensuring a smooth and hassle-free setup.
Since online transactions can be more susceptible to fraud and chargebacks, we include built-in fraud prevention and chargeback protection technology to keep your business and clients safe.
Virtual Terminal Payments
A virtual terminal, also known as a payment gateway merchant account, allows businesses to securely accept payments over the phone, through mail, or by manually entering card details on a computer—without requiring any external equipment.
These systems also offer invoicing capabilities, enabling merchants to send digital invoices directly to customers for easy online payment.
A legal services payment gateway account is particularly well-suited for businesses that handle payments via phone or mail orders. Because virtual terminal payments are more susceptible to fraud, Soar Payments provides integrated chargeback protection to ensure your transactions remain secure and your business protected.
Retail Payments
A retail merchant account for legal service providers allows businesses to accept in-person debit and credit card payments using a traditional credit card terminal or point-of-sale (POS) system.
Perfect for office environments with reliable internet connectivity, retail merchant accounts for legal practices generally carry lower chargeback and fraud risks — resulting in the most competitive credit card processing rates available.
Secure, fast, and reliable payment solutions for businesses of all sizes. Simplifying transactions and empowering seamless financial experiences worldwide.