An Overview
A LEADING SOLUTION FOR HIGH-RISK CREDIT CARD PROCESSING
Why We Lead the Industry: Every client gets three guaranteed advantages, no matter how or where you sell.
Instant Online Quote
Submit your application and receive an instant price quote via DocuSign. No paperwork, no faxes, and no waiting—quick, simple, and fully online.
Industry Minimum Pricing
Receive industry-minimum pricing automatically with your online quote—no negotiations, no back-and-forth, and no sales pressure.
Friendly Client Support
When you call or email, you’ll always connect with our friendly, in-house support team—real people, ready to help.
High-Risk Payment Processing Made Easy
Built for high-risk and specialized businesses, our payment processing delivers reliable approvals, flexible underwriting, and competitive pricing. Accept payments securely with customized solutions, transparent terms, and expert support—so you can scale your business confidently, even in complex industries.
Why Choose Our High-Risk Processing?
- Industry-minimum pricing
- Instant online quotes
- Fast setup & approvals
- Secure, compliant transactions
- Friendly in-house support
FREQUENTLY ASKED QUESTIONS
What Industries Does TranzzoPay Support?
TranzzoPay works with both low-risk and high-risk businesses across a wide range of industries. From traditional retail to specialized and regulated sectors, we provide secure and compliant payment solutions for many business models, including but not limited to:
Antiques & Collectibles, Apparel & Clothing, Auto & Transportation, CBD & Hemp Products, Coaching & Digital Services, Credit Repair & Debt Services, E-commerce & Online Stores, Financial & Professional Services, Health & Wellness, Home & Furniture, Legal & Consulting Services, Marketing & SEO Agencies, Membership & Subscription Businesses, Medical Supplies & Billing, MLM Companies, Non-Profit Organizations, Precious Metals, Property Management, SaaS & Software Services, Smoking Accessories, Sports Betting Support Services, Telemedicine, Travel & Ticketing, Vape & E-Cigarette Products, Web Design & Development, and many other approved industries.
Why Is My Business Considered High Risk?
Payment processors and banks may classify a business as “high risk” based on several factors, including:
Higher Chargeback Potential – Businesses with frequent disputes, refunds, or chargebacks are considered higher risk.
Industry Regulations – Businesses operating in highly regulated or restricted industries often require additional underwriting.
Transaction Method – Card-not-present transactions (online, phone, or mail orders) carry more fraud risk than in-person payments.
These factors increase exposure for banks, which is why specialized high-risk payment processing is required.
Do You Support Non-USA Businesses?
At this time, TranzzoPay does not offer merchant services for non-U.S. based businesses or companies without a valid U.S. entity. Merchants must be registered in the United States and provide valid U.S. documentation to qualify.
Can a Startup or New Business Get Approved?
Yes. TranzzoPay supports startups and newly launched businesses, even without prior processing history. While new businesses may face additional review requirements, our team specializes in helping startups secure approval with the right setup, documentation, and payment strategy.
Our friendly Customer Support Team is standing by to approve your application
Seamless Payment Solutions for the
eCommerce Payments
An eCommerce merchant account for legal service providers enables businesses to accept secure credit card payments directly through their website’s online checkout or shopping cart.
Our eCommerce credit card processing solutions integrate seamlessly with all major payment gateways and shopping cart platforms, ensuring a smooth and hassle-free setup.
Since online transactions can be more susceptible to fraud and chargebacks, we include built-in fraud prevention and chargeback protection technology to keep your business and clients safe.
Virtual Terminal Payments
A virtual terminal, also known as a payment gateway merchant account, allows businesses to securely accept payments over the phone, through mail, or by manually entering card details on a computer—without requiring any external equipment.
These systems also offer invoicing capabilities, enabling merchants to send digital invoices directly to customers for easy online payment.
A legal services payment gateway account is particularly well-suited for businesses that handle payments via phone or mail orders. Because virtual terminal payments are more susceptible to fraud, Soar Payments provides integrated chargeback protection to ensure your transactions remain secure and your business protected.
Retail Payments
A retail merchant account for legal service providers allows businesses to accept in-person debit and credit card payments using a traditional credit card terminal or point-of-sale (POS) system.
Perfect for office environments with reliable internet connectivity, retail merchant accounts for legal practices generally carry lower chargeback and fraud risks — resulting in the most competitive credit card processing rates available.
Secure, fast, and reliable payment solutions for businesses of all sizes. Simplifying transactions and empowering seamless financial experiences worldwide.